Welcome to the Automated Currency Instruments Website (the “Site”).  To make this Site useful and informative, we require that all visitors to our Site adhere to our Privacy Policy (“Privacy Policy”) and Terms and Conditions (“Terms and Conditions”) contained.  By accessing the Site, you acknowledge and accept the terms of the Privacy Policy and Terms and Conditions of the Site. 

Please check this Site periodically for changes, as your continued use of www.aci-inc.biz following any changes to the Privacy Policy and Terms and Conditions demonstrates that you acknowledge and accept all such changes.  All changes to the Privacy Policy and Terms and Conditions are effective on the date the change is posted to the Site.

ACI Website Privacy Policy

            Automated Currency Instruments (“ACI”) respects the privacy of visitors to this Site and will make effort to ensure that the personal information you provide to us remains private. To better protect your privacy, the Privacy Policy explains our online information practices and the choices you can make about the way your information is collected and used by ACI.  Further, the Terms and Conditions for this Site are incorporated herein by reference.

IF YOU DO NOT AGREE TO THIS PRIVACY POLICY, YOU MAY NOT WANT TO ACCESS OR OTHERWISE USE THIS SITE.         

            ACI is sensitive to the privacy of users of this Site. In general, you can visit this site without revealing who you are or disclosing any information about yourself. If you provide us with personal information, ACI may store and disclose this information only as allowed or required by applicable law, including making disclosures which are advisable or necessary:

a)         to preserve or protect the rights, safety or property of ACI;

b)         when required by law to comply with a judicial proceeding or court order;

c)         to protect users of this Site from fraudulent or abusive use; and,

d)         to comply and conform to any legal or regulatory requirements.

ACI will not trade, sell, or lease your personal information, but it may collect aggregate statistics about its Site and users. Please be aware, however, that it may be possible for others to read messages that you send over the Internet, so do not send by electronic communication any information that you would like to keep confidential.

Collection of Information Provided Voluntarily By Users of the Site
In certain parts of the Site, we may ask you to provide us with personal information so that we can provide you with information you request. You are under no obligation to provide us with this information, but without it, we may not be able to provide you the information you request.  The Site also may include certain features that allow you to communicate with us electronically. You are responsible if you choose to use these communication features to provide personal information to us (such as by including your name in the body of an e-mail message). When you provide any personal information to us, you affirm that you are knowingly and voluntarily providing us such information.
Information Collected Via Internet Use

When you visit the Site, your browser automatically sends us an IP (Internet Protocol) address and certain other information (including the type of browser you use). We may use this IP address and other information to improve your access to the Site and otherwise to administer the Site. 

Non-Use of Cookies
This Site does not use “cookie” technology (small files that are sent to your browser and stored on your hard drive to record how and when you use a site) to collect personally identifying information without your knowledge.  While ACI does not use cookies; however, this Site does contain links to other websites that may utilize cookies, and ACI does not control the privacy policies of those sites.  This Privacy Policy statement applies only to information collected and maintained by ACI.

Limitation of this Privacy Policy to ACI
This privacy policy applies to this Site only, and not to other sites including those sites which may be visited via a link from within this Site.  Any site which you visit through a link from this Site may have different privacy policies and ACI encourages you to review the privacy policies of such sites where provided by that site.

Opt-Out
            You may ask ACI to delete any personal information about you and cease further contact at any time by sending us a request marked “Privacy:  Opt-Out” to the following address: Support@ACI-inc.BIZ.  ACI will use all reasonable efforts to delete such information from its database.  While ACI is processing your request, you may continue to receive communications from us.

Exceptions to a Customer’s Opt-Out Rights
By law, ACI may share personal information about its customers under the following circumstances:
a)         With companies that perform transaction processing for ACI;
b)         If transaction, service or product is requested or authorized by a customer;
c)         In connection with securization, secondary market (including service rights) or similar transaction related to a customer;
d)         For disclosures required in the ordinary course of our business, such as in the settlement of claims or benefits, the confirmation of information to a customer or their agent, and the billing, processing, or clearing of items in the normal course of business;
e)         To provide information to insurance advisory organizations, guaranty funds or agencies that are rating ACI, persons that are accessing ACI within industry standards, and ACI’s attorneys, accountants and auditors;
f)          To a consumer reporting agency under the Fair Credit Reporting Act;
g)         To comply with federal, state, or local laws, rules and other applicable requirements; and
h)         For disclosures that are necessary to enforce ACI’s legal or contractual rights or the rights of any other person engaged in a financial transaction with ACI.
ACI may also disclose personally identifiable information to non-affiliated third parties we engage to market our own services or products to customers.  ACI will not provide customers’ personal information for the purpose of the independent telemarketing or direct mail marketing of any products;
If ACI shares information with a third party, non-affiliated marketing firm for the purpose of informing our customers about our new products or services, ACI will enter into a written agreement with the third-party that will require that party to maintain confidentiality of the information in the same manner that ACI would restrict its use;

Contact Us

            For additional information about the Privacy Policy of ACI, please send a request to: Support@ACI-inc.BIZ

ACI Website Terms and Conditions

Before accessing any part of the ACI Website, please carefully read the following Terms and Conditions. These Terms and Conditions govern your use of this site and any links associated with it. Your usage of the site is predicated upon your agreement to abide by these Terms and Conditions.  Further, the Privacy Policy for this Site is incorporated herein by reference.  ACI makes no other representation or warranty except as is expressly provided herein.  If you do not agree with these Terms and Conditions, please do not access this Site.

Purpose of Site

            ACI provides access to this Site free of charge to provide information about ACI and the services it provides.  ACI welcomes visitors to this Site, subject to the terms and conditions contained herein.  The sole authorized use of this Site is to obtain information about ACI and no other use is permitted unless otherwise authorized in writing by ACI.

Prohibited Conduct

            It is strictly prohibited to use any of the materials on this Site or to contact this Site to disrupt or damage this Site, its contents or its security measures.  No unsolicited e-mail (spam) may be directed to or through this Site. 

Limitations of Liability and Disclaimer of Representations and Warranties
 
While ACI has attempted to publish only accurate, reliable, complete and up-to-date information on this Site, ACI assumes no responsibility for, and makes no representations and/or warranties with respect to:

a)          the accuracy or completeness of any information displayed or distributed through the site;
b)          for any errors or omissions in the contents of this Site (which may include factual or typographical errors and/or technical inaccuracies);
c)          the presence or absence of computer viruses or other bugs which may have been embedded in or attached to this Site without the knowledge or consent of ACI; and,
d)          the title to and/or non-infringement of any or all of the contents of this Site.

All materials and information are provided “AS IS” WITHOUT ANY IMPLIED OR EXPRESS WARRANTIES OF ANY KIND WHATSOEVER, INCLUDING WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  IN NO EVENT SHALL ACI BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES, INCLUDING WITHOUT LIMITATION, LOST PROFITS OR REVENUES, COSTS OF REPLACEMENT OF GOODS, OR LOSS OR DAMAGE TO DATA, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ACI AND ITS SUBSIDIARIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

The above limitation or exclusion may not apply to you to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages. In that event, ACI’s total liability to you for all losses, damages, and causes of action (in contract, tort, including without limitation, negligence, or otherwise) will not be greater than the amount you paid to access this Site.

Governing Law

            The laws of the Commonwealth of Pennsylvania, without reference to any choice of law provision and regardless of the location of the user of the Site, shall govern any claims relating to the Site or the materials contained therein.  Any claim or cause of action that may arise in relation to this Site and its contents or lack thereof, shall be commenced and heard in the appropriate court in the Commonwealth of Pennsylvania, County of Philadelphia.

Intellectual Property

The information on this Website is owned by ACI or its clients or otherwise used under license from the copyright owner. ACI’s trademarks, logos, images, and service marks used on this site are also owned by ACI and may be used only with ACI’s written permission and with proper acknowledgement. This information is protected by state and federal law, and, without ACI’s prior written consent may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner, except to the extent that the United States or Pennsylvania’s copyright laws authorizes such use.

            Copyright in all material on this Site is owned by ACI or its clients.  Copyright in any compilation of materials or resources provided on this Site is owned by ACI.  Copyright Automated Currency Instruments, Inc., 2006.  All rights reserved.

No materials on this Site may be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, altered, stored for subsequent use or otherwise used in whole or in part in any manner, without the express prior written permission of ACI.  Should you wish to make such a request, please address it to:  Support@ACI-inc.BIZ.

            If you believe that any material on this site violates your copyrights or other intellectual property rights, please contact us at Support@ACI-inc.BIZ and identify, with specificity, what material you allege to be your intellectual property and in what manner you believe that ACI has infringed upon your claimed rights, so that ACI may make an informed decision about possible corrective measures.

Links

This Site contains links to certain third party sites that are not controlled by, affiliated or associated with ACI.  ACI is not responsible and assumes no responsibility for the contents of any Internet website not expressly controlled by ACI, or for any potential damage arising out of or in connection with the use of any such link. Access to any other Internet sites linked to this Site is at the user's own risk.

 If you choose to visit any third party Internet site linked from ACI Site, be aware that the third party sites, not ACI, govern such sites’ privacy practices, and terms and conditions. Links are provided for your convenience, and inclusion of such links does not imply ACI’s endorsement, adoption or approval of the content, website policies, substance or other information available through such third party Internet website links.

Contact Us

            If you have any questions regarding the Terms and Conditions for this Site, please send all inquiries to:  Support@ACI-inc.BIZ.

© Automated Currency Instruments, Inc., 2006, All rights reserved.

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